Advice on bankruptcy law for the Carbondale, Illinois area!
Are you saddled with massive debt and have no idea how to pay it off? Call the Bankruptcy Advocates of Marcus Herbert and Darrell Dunham to help you take advantage of laws that can get you the second chance you need. We’ve been providing debt relief services to those that live in the Carbondale, Illinois area since 2009, and we have the knowledge to get you out of debt and find a level of financial stability you didn’t think possible. Call our experts to see how we can help you breathe easier today!
Bankruptcy Carbondale Illinois
If you’ve decided that it’s time to do something about your debt; we’re the people to call. There are different chapters you can file under depending on your situation. Let us meet with you, and talk about the source of your debt. Chapter 7 can be filed if you have built up considerable credit card debt, have unpaid medical and utility bills, and more. However, this won’t wipe out all debt, and you may have to surrender an asset. Chapter 13 can also help individuals and small businesses. This chapter of the law allows debt to be repaid on a payment plan over three to five years. After the payment period is up remaining debt is canceled if payments have been made faithfully. Those that have high-interest student loans, tax debt, and more may be eligible for this.
We can also help large businesses find debt relief without ceasing operations. Chapter 11 allows for the reorganization of debt and establishes a plan for repayment. Chapter 12 does the same for commercial fishermen and farmers. Because of the nature of the work; Chapter 12 allows payments to be made seasonally when the money is coming in.
We’re the Bankruptcy Advocates, and we can stop calls from collectors that make you nervous. We’ll put an end to wage garnishment and even halt foreclosure. Call us for help Monday – Friday from 8 a.m. – 5 p.m., and you’ll get representation from the good guys. Let our 65 years of combined experience work for you; find us online, or call for a free initial consultation today!